Upload your bank statement. Get your financial story — in plain language, every month. No bank login required.
Free forever · No bank login · Works with any PDF
You spent 18% less than last month — mainly by cutting back on GoPay. You're getting closer to your home goal.
Supports bank statements from
No bank login. No complex setup. Just upload and understand.
Drag and drop any bank PDF — BCA, Mandiri, BRI, GoPay, OVO. We handle the rest automatically.
Our AI categorises every transaction and detects patterns — spending spikes, recurring bills, savings trends.
A monthly narrative in plain language explains what happened, what trends exist, and what to watch next month.
Ixara turns raw financial data into something you actually understand.
Not just numbers — warm, insightful paragraphs that explain your month like a smart friend. Shareable as a card.
"You spent Rp 8.2M this month — 18% less than March. Your biggest win: food spending dropped Rp 600K. Watch out for shopping — you're 12% above last month."
See where every Rupiah goes, by category. Catch what's rising before it becomes a problem.
Set monthly limits per category. Get notified at 80% so you can adjust before the month ends.
Tell Ixara your dream — house, holiday, wedding. See exactly how many months away you are at your current pace.
No credit card required. All new accounts get 30 days of Pro free.
Great for getting started. Hit limits as you grow.
Full AI power. No limits. Built for serious users.
Choose your plan
Rp 65.000/month · billed once
"I've tried 4 different finance apps. Ixara is the first that actually made me understand where my money goes each month."
"The narrative feature is unlike anything else. Ixara told me I spent 40% more on food than the two months before — I would never have noticed just looking at charts."
"My husband and I used to fight about money because we saw numbers differently. Ixara's story format had us reading the same narrative. It genuinely changed things."
Upload your first statement in under a minute. No bank login. No setup.